Real estate private debt investments via participation on the loan agreement. Invest in specific real estate projects, which have undergone our thorough due diligence and the approval of our investment committee.
Financed investment opportunities
4—9% annual return
Maturity 1—3 years
Everything is online
Through Upvest, there have been
0
investments
totalling
and so far, we have repaid
Projects published on the platform undergo commercial, legal and technical due diligence. The investment memorandum containing the results of the due diligence process is submitted to the investment committee, which decides on the final approval of the project.
Conducted in order to assess the technical and construction feasibility of the given project.
Verification of asset ownership, possible easements or lien and other relevant checks.
Cash flow forecast, cost analysis and review of key assumptions.
1 in 10 projects passes
our assessment
processes
1 in 10 projects passes
our assessment
processes
Project capital structure
Project capital structure
Payment order
Developer
Upvest
Bank
We provide a mezzanine loan when the real estate sponsor has already secured a bank loan. The interest rate on the mezzanine loan is higher than on the bank loan due to the principle of seniority. The mezzanine loan can be repaid only after full repayment of the bank loan (or senior loan). At the same time, mezzanine debt has to be repaid before any profit distribution to the equity holder (real estate sponsor).
Project capital structure
Project capital structure
Payment order
Developer
Upvest
The interest rate on the senior loan is usually lower than on the mezzanine loan due to the fact that the senior loan provider usually has a lien on the property and other legal claims on the real estate sponsor´s assets. The senior loan is first to be repaid from the project revenue and therefore bears less risk than the mezzanine loan.
Real estate private debt analysis including due diligence procedures is costly. For an investor willing to participate on the real estate private debt market from as little as 5 000 CZK, Upvest provides the necessary information to make an informed decision. Therefore, Upvest makes real estate private debt market accessible to a wider public.
Upvest provides tailor-made solutions for real estate sponsors. Loans we provide and their terms and conditions are structured with respect to the projects´ specific parameters. This flexibility in loan structuring allows real estate sponsors to partner up with Upvest on complex transactions and project realisations across all real estate market segments and during any phase of the project lifecycle. We believe that we can establish a long-term partnership through our approach to project financing.
Read the FAQ, contact us on info@upvest.cz or give us a call on +420 773 633 925
Upvest is registered as a small-scale payment service provider by the Czech National Bank.