Real Estate Private Debt

Invest into financing of specific projects of the real-estate sector through a participation on the loan agreement.
The projects undergo a pre-investment due diligence and are approved by the investment commitee.

You choose the exposition to individual projects
Thorough investment process and investment analysis
Monitoring and management of the investment over the course of the project

Start investing

Financed investment opportunities

Jindřichův Hradec Mall II

Net return

8,25% - 9%

p. a.

Expected maturity

months

Invested

179,500,000 Kč 179,500,000 Kč

Kukleny Mall II

Net return

7,35% - 7,5%

p. a.

Expected maturity

months

Invested

56,000,000 Kč 56,000,000 Kč

Residence Pergamenka III

Net return

5,9% - 6%

p. a.

Expected maturity

months

Invested

55,312,500 Kč 55,312,500 Kč

Harfa Park VIII

Net return

5,9% - 6%

p. a.

Expected maturity

months

Invested

28,448,156 Kč 28,448,156 Kč

Nagano Park

Net return

7% - 7,25%

p. a.

Expected maturity

months

Invested

67,178,221 Kč 100,000,000 Kč

Vrchlického Residence

Net return

7% - 7,25%

p. a.

Expected maturity

months

Invested

35,000,000 Kč 35,000,000 Kč

Rustonka Red Court

Net return

6,5% - 6,8%

p. a.

Expected maturity

months

Invested

75,000,000 Kč 75,000,000 Kč

U Sluncové apartments

Net return

4,7% - 4,8%

p. a.

Expected maturity

months

Invested

55,800,000 Kč 55,800,000 Kč

Hagibor—Bulding Gamma

Net return

6,5% - 6,8%

p. a.

Expected maturity

months

Invested

109,600,000 Kč 109,600,000 Kč

Kaskády Barrandov

Net return

4,4%

p. a.

Expected maturity

months

Invested

54,250,000 Kč 54,250,000 Kč

Babice Villa Houses II

Net return

7,1% - 7,5%

p. a.

Expected maturity

months

Invested

5,735,000 Kč 5,735,000 Kč

Jindrichuv Hradec Mall

Net return

11%

p. a.

Expected maturity

months

Invested

136,944,879 Kč 136,944,879 Kč

Kukleny Mall

Net return

6,25% - 6,5%

p. a.

Expected maturity

months

Invested

27,500,000 Kč 27,500,000 Kč

Ponavia Residence III

Net return

7,5%

p. a.

Expected maturity

months

Invested

35,280,000 Kč 35,280,000 Kč

Abertamy Platz

Net return

6% - 6,3%

p. a.

Expected maturity

months

Invested

9,100,000 Kč 9,100,000 Kč

Karlova Studanka Apartments

Net return

6,7% - 7,2%

p. a.

Expected maturity

months

Invested

32,750,000 Kč 32,750,000 Kč

Kavkaz Mall

Net return

5,5%

p. a.

Expected maturity

months

Invested

20,000,000 Kč 20,000,000 Kč

Babice Villa Houses

Net return

6,6% - 7%

p. a.

Expected maturity

months

Invested

10,000,000 Kč 10,000,000 Kč

Sumavska Tower

Net return

p. a.

Expected maturity

months

Invested

60,000,000 Kč 60,000,000 Kč

Prvniho Pluku Project

Net return

6,5% - 7%

p. a.

Expected maturity

months

Invested

41,000,000 Kč 41,000,000 Kč

V Holesovickach Apartment Building

Net return

p. a.

Expected maturity

months

Invested

22,100,000 Kč 22,100,000 Kč

Strakonicka Apartments

Net return

p. a.

Expected maturity

months

Invested

8,000,000 Kč 8,000,000 Kč

Javor Residence

Net return

5,7%

p. a.

Expected maturity

months

Invested

13,000,000 Kč 13,000,000 Kč

Javor Residence II

Net return

5,7%

p. a.

Expected maturity

months

Invested

10,000,000 Kč 10,000,000 Kč

Javor Residence III

Net return

7,5%

p. a.

Expected maturity

months

Invested

10,000,000 Kč 10,000,000 Kč

Malvazinky Houses

Net return

5% - 5,5%

p. a.

Expected maturity

months

Invested

24,700,000 Kč 24,700,000 Kč

Tocna Project

Net return

5,49% - 5,99%

p. a.

Expected maturity

months

Invested

9,335,000 Kč 9,335,000 Kč

Hippokrates Building

Net return

5,44%

p. a.

Expected maturity

months

Invested

4,858,000 Kč 10,000,000 Kč

Darian & Frida

Net return

5,5%

p. a.

Expected maturity

months

Invested

6,797,000 Kč 8,925,000 Kč

U Grebovky Residence

Net return

p. a.

Expected maturity

months

Invested

9,120,000 Kč 15,000,000 Kč

Through Upvest, there have been

investments

totalling

0.0mil CZK

and so far, we have repaid

0.0mil CZK

Strict project selection process

Projects published on the platform undergo commercial, legal and technical due diligence. The investment memorandum containing the results of the due diligence process is submitted to the investment committee, which decides on the final approval of the project.

Technical due diligence

Conducted in order to assess the technical and construction feasibility of the given project.

Legal due diligence

Verification of asset ownership, possible easements or lien and other relevant checks.

Commercial due diligence

Cash flow forecast, cost analysis and review of key assumptions.

1 in 10 projects passes
our assessment
processes

How it works

Mezzanine loan

Project capital structure

Payment order

Developer

Upvest

Bank

We provide a mezzanine loan when the real estate sponsor has already secured a bank loan. The interest rate on the mezzanine loan is higher than on the bank loan due to the principle of seniority. The mezzanine loan can be repaid only after full repayment of the bank loan (or senior loan). At the same time, mezzanine debt has to be repaid before any profit distribution to the equity holder (real estate sponsor).

Senior loan

Project capital structure

Payment order

Developer

Upvest

The interest rate on the senior loan is usually lower than on the mezzanine loan due to the fact that the senior loan provider usually has a lien on the property and other legal claims on the real estate sponsor´s assets. The senior loan is first to be repaid from the project revenue and therefore bears less risk than the mezzanine loan.

Benefits for Investors

Real estate private debt analysis including due diligence procedures is costly. For an investor willing to participate on the real estate private debt market from as little as 5 000 CZK, Upvest provides the necessary information to make an informed decision. Therefore, Upvest makes real estate private debt market accessible to a wider public.

You choose which projects to invest in
Individual investments from 5,000 CZK
Everything is online

Only approved projects are opened for investments
Regular project review and investor reporting

You choose which projects to invest in
Individual investments from 5,000 CZK
Everything is online
Only approved projects are opened for investments
Regular project review and investor reporting

Benefits for Developers

Upvest provides tailor-made solutions for real estate sponsors. Loans we provide and their terms and conditions are structured with respect to the projects´ specific parameters. This flexibility in loan structuring allows real estate sponsors to partner up with Upvest on complex transactions and project realisations across all real estate market segments and during any phase of the project lifecycle. We believe that we can establish a long-term partnership through our approach to project financing.

Enables to execute more capital-intensive projects
Release sponsor´s resources from existing project that can be used for new project or property acquisitions

Enables to execute multiple projects simultaneously
Higher leverage and thus higher return on equity (and higher risk for equity holders)

Enables to execute more capital-intensive projects
Enables to execute multiple projects simultaneously
Release sponsor´s resources from existing project that can be used for new project or property acquisitions
Higher leverage and thus higher return on equity (and higher risk for equity holders)