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Real Estate Private Debt

Invest into financing of specific projects of the real-estate sector through a participation on the loan agreement.
The projects undergo a pre-investment due diligence and are approved by the investment commitee.

  • You choose the exposition to individual projects
  • Thorough investment process and investment analysis
  • Monitoring and management of the investment over the course of the project
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Financed investment opportunities

Investovaná nemovitost
Jindřichův Hradec Mall II

Net return

8,25% - 9%

 p. a.

Expected maturity

11

 months

Invested

179,500,000 Kč 179,500,000 Kč

Through Upvest, there have been

0

investments

 totalling

0.0mil CZK

 and so far, we have repaid

0.0mil CZK

Strict project selection process

Projects published on the platform undergo commercial, legal and technical due diligence. The investment memorandum containing the results of the due diligence process is submitted to the investment committee, which decides on the final approval of the project.

Technical due diligence

Conducted in order to assess the technical and construction feasibility of the given project.

Legal due diligence

Verification of asset ownership, possible easements or lien and other relevant checks.

Commercial due diligence

Cash flow forecast, cost analysis and review of key assumptions.

1 in 10 projects passes
our assessment
processes

1 in 10 projects passes
our assessment
processes

How it works

Mezzanine loan

Project capital structure

Project capital structure

Payment order

Developer

Upvest

Bank

We provide a mezzanine loan when the real estate sponsor has already secured a bank loan. The interest rate on the mezzanine loan is higher than on the bank loan due to the principle of seniority. The mezzanine loan can be repaid only after full repayment of the bank loan (or senior loan). At the same time, mezzanine debt has to be repaid before any profit distribution to the equity holder (real estate sponsor).

Senior loan

Project capital structure

Project capital structure

Payment order

Developer

Upvest

The interest rate on the senior loan is usually lower than on the mezzanine loan due to the fact that the senior loan provider usually has a lien on the property and other legal claims on the real estate sponsor´s assets. The senior loan is first to be repaid from the project revenue and therefore bears less risk than the mezzanine loan.

Benefits for Investors

Real estate private debt analysis including due diligence procedures is costly. For an investor willing to participate on the real estate private debt market from as little as 5 000 CZK, Upvest provides the necessary information to make an informed decision. Therefore, Upvest makes real estate private debt market accessible to a wider public.

  • You choose which projects to invest in
  • Individual investments from 5,000 CZK
  • Everything is online
  • Only approved projects are opened for investments
  • Regular project review and investor reporting
  • You choose which projects to invest in
  • Individual investments from 5,000 CZK
  • Everything is online
  • Only approved projects are opened for investments
  • Regular project review and investor reporting

Benefits for Developers

Upvest provides tailor-made solutions for real estate sponsors. Loans we provide and their terms and conditions are structured with respect to the projects´ specific parameters. This flexibility in loan structuring allows real estate sponsors to partner up with Upvest on complex transactions and project realisations across all real estate market segments and during any phase of the project lifecycle. We believe that we can establish a long-term partnership through our approach to project financing.

  • Enables to execute more capital-intensive projects
  • Release sponsor´s resources from existing project that can be used for new project or property acquisitions
  • Enables to execute multiple projects simultaneously
  • Higher leverage and thus higher return on equity (and higher risk for equity holders)
  • Enables to execute more capital-intensive projects
  • Enables to execute multiple projects simultaneously
  • Release sponsor´s resources from existing project that can be used for new project or property acquisitions
  • Higher leverage and thus higher return on equity (and higher risk for equity holders)

News

Upvest in the Media

Any questions?

Read the FAQ, contact us on info@upvest.cz or give us a call on +420 773 633 925

Who qualifies for investing?How to invest?FeesWhat if the fundraising target is not reached?
Other questions
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The shareholder of upvest s.r.o. is

KB Smart Solutions Logo

Upvest is registered as a small-scale payment service provider by the Czech National Bank.

Contact

  • info@upvest.cz

    novyprojekt@upvest.cz

  • upvest s.r.o.
    Budova Churchill I – BASE
    Italská 2581/67
    120 00 Praha 2Vinohrady

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